Confusing Choosing

Well, we are heading quickly into that time of the year when we need to choose our supplemental insurance to Medicare in order to get the coverage we need as we age.  Such a confusing chore!  I suppose it's not as bad as endeavoring to figure out Obama-care, because it's not thousands of pages to march through, but there are so many items to compare!  One covers your teeth, and another doesn't. One offers some medications free, but refuses to help pay for others - 'cuz you're too old!!  What?  If your doctor has ordered the med, who is an insurance company to declare that you can't have it due to age?  Isn't your doctor more adept at knowing that than a secretary at an insurance company?

So as I write, Ron is calling several different companies in an attempt to figure it out and make a decision. Needing to "pinch pennies" and make a decision by a certain date, hearing recordings instead of talking to a live body, and doing all of the comparisons is a daunting task.  When there's two of you - and thank God there still are two Rockeys - the monthly premium doubles of course, so we do what we can to pare down the budget and make staying well a priority at the same time. And of course, things change each year as even insurance companies struggle with budgets!

We are grateful that there's one constant - and only one!  There's the never-changing love of God for everyone, and a safe haven to run to in times of distress.  We are very aware that He is always in charge of us, even though the insurance companies and the government think that they are! And He will guide as we work through the comparisons of the 3 insurances available to us "old folk" here in New Mexico!



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